Six Tips If You Are Involved In an Auto Accident

The summer driving season is already upon us. If you unfortunately find yourself involved in an auto accident, there are things you should do in all cases, regardless of how much or how little you are hurt.

1. Report your accident to the police and your insurance company. The police report is key in determining who is liable for the accident. If you can, take photographs of the scene of the accident. Make sure to get pictures of the positioning of the cars, broken glass or car parts in the road, the presence of skid marks and all damage to the vehicles.

2. Get the contact information for all people who witnessed your accident. Neutral third party versions of the accident carry significant weight with insurance companies in making determinations of liability.

3. Exchange insurance information with the other drivers involved in your accident. If you fail to obtain information regarding the identities of the other parties, your insurance company may hold you responsible for your damages, even if the accident was not your fault. However, keep your discussions with the other driver limited as you don’t want to say something when you are in an excitable state that may damage your case later on.

4. See if anyone, including you, is in need of medical attention. If you are injured, you should promptly seek medical attention and notify those caregivers that you have been in an accident. Be sure to tell them of all your injuries and make sure to go to follow-up treatments if suggested.

5. Once you have sought medical attention, you should contact an attorney to discuss your case. The other driver’s insurance company will likely call you in the days following the accident to get a statement. You should always talk with an attorney before you give this statement to ensure it is accurate and your version is appropriately conveyed to the insurance company. (Note– if you are at fault for the accident, your insurance company will provide you an attorney if one is needed.)

6. Make sure to document any time lost from work due to the accident and medical appointments and keep track of the mileage for these appointments.

Following these simple steps will assist both you and your attorney in resolving your claim.

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